Philippine News

As global tensions in the Middle East continue to push fuel prices upward, motorists are encouraged to adopt fuel-saving practices that can help households manage expenses while supporting energy conservation efforts. One way to maximize fuel efficiency is by choosing vehicles that provide higher mileage per liter. In general, the more kilometers a vehicle can travel per liter of fuel, the more efficient it is. Plan trips ahead While daily travel for work and other responsib

Managing finances can be a challenging task these days. However, saving money doesn’t have to be difficult. By implementing a few practical strategies, you can start building a healthier financial future. Little tweaks can add up to big savings. By making small, steady changes, you can see a significant boost in your savings over time. These savings can then be put towards your financial goals, an emergency fund, or investments. The beauty of small changes is that they’re eas

Shopping malls are designed to separate shoppers from their money. In order to maximize sales, malls tempt shoppers to spend with oversized “sale” signs near store entrances. Impulse items, such as jewelry and perfumes, are arrayed by cash registers to catch shoppers’ eyes at checkout. As people walk from store to store, sales people working kiosks hawk specialty products to passers-by. Even the odors that waft through the air are designed to trigger spending. Marketers use s

The lure of an online shopping cart is often impossible to ignore. While online shopping is entertaining and useful, in extreme cases, it can turn into an addiction that leaves you with overwhelming debt. There is light at the end of the tunnel, though! You can recover from an online shopping addiction and regain financial freedom. See our tried-and-true guide to understanding the cause and how to overcome an online shopping addiction. Understanding Online Shopping Addictions

When saving for a major financial goal – planning a big wedding, buying a home, paying for a child’s college or even retiring -- the most important thing is to start. Even if you’re only able to set aside a small amount, if you stay consistent in your saving and invest it in a way that supports achieving your goals, that sum may grow over time. The more you add, the more quickly the account total may accumulate as investment gains potentially compound over the years. You can

1. Magtabi Agad ng 20% ng Sahod – Huwag hintayin ang sobra, unahin agad ang ipon bago gastusin. 2. Mag-envelope o “alkansya” system – Ihiwalay ang pera para sa bills, savings, at luho para hindi maghalo-halo. 3. Iwasan ang “Gastos dahil Naka-Sale” – Kung hindi mo naman kailangan, huwag gumastos kahit pa naka-sale o may discount. 4. Magdala ng sariling baon – Malaking tipid ang bawas sa pagkain sa labas araw-araw. 5. Limitahan ang Online Shopping – Lagyan ng 24-hour rule ba

Stepping into 2026, it’s an ideal time to reflect on your financial health and set the stage for a prosperous year ahead. While financial resolutions might not carry the same appeal as pledges to hit the gym or adopt a healthier diet, they are crucial for helping ensure overall well-being. After all, financial stability is closely linked to both physical and mental health.1 Fortunately, improving your financial well-being may be more straightforward than you think. Here are f

MANILA, Philippines — The air is crisp, the lights are bright and twinkling, and the festive cheer is palpable and contagious. Yes, it is that time of the year—and there is reason to celebrate. For many, the end of the year is a time for celebration, winding down and spending precious moments with family and friends. But before you get swept up in the holiday joy, it is also time to ask yourself: are you ready to face the coming year, finance-wise? While tackling budgets and

Happy New Year! By this time, many have already made New Year’s resolutions that include money matters: Save more. Spend less. Invest better. Stick to a budget—this time for real! And so many more. The first few weeks will be good. They feel motivated, attentive, and hopeful. Then life happens. A school expense comes up. Work gets busier. A family emergency happens. An important celebration, an unexpected repair, and so many more. The neat financial plan begins to fray. By Fe

The New Year is the perfect opportunity to set fresh financial goals and lay the groundwork for a stronger, more secure future. Here are five simple yet impactful financial goals to help you make the most of the year ahead. 1. Create or Update Your Budget A budget is the foundation of financial wellness. If you don't already have one, now is the time to create it. If you do, take a moment to reassess it for the new year. Steps to Get Started: Review your income and monthly ex

According to a report, most people will give up on their New Year’s resolution just 19 days into the year. That’s not the most reassuring thought if building your financial foundation depends on playing the long game. But here’s the good news: setting realistic, actionable financial resolutions can make all the difference. Whether it’s saving for the future, tackling unexpected expenses, or simply taking control of your money, you can create goals that stick—and start 2026 on

From revisiting your budget to topping up registered accounts, here are five smart money moves to make before year-end to set yourself up for 2026. The new year is the perfect chance to reset your financial goals and build better money habits. Whether you’re looking to save more, streamline your banking, or invest in your future, the steps you take now can set you up for lasting success. Read on for 5 money moves you can make before we say goodbye to 2025. 1. Revisit your bud

Some people may want to wait for their 13th-month pay or bonuses to start their businesses, but by then, they may already have the opportunities passed. If your money at the bank is not enough to finance your business, you have financing options to choose from, like the ones below: Borrow money from friends and family. This requires no collateral aside from a good relationship with your friends and family. As long as you pay them back based on your agreed terms, there should

The Christmas season is indeed the most wonderful time of the year. Colorful lanterns light up streets and homes at night, joyful Christmas melodies can be heard on every corner, celebrations overflowing with food happen left and right, and gifts are exchanged among friends and families. This season is also a great opportunity for businesses. After all, employees receive their 13th-month pay and Christmas bonus during this season, so they have extra money to spend on products

“I would love to give everyone a present but I don’t want to spend a lot!” Sound familiar? Every time Christmas comes around, it’s the same dilemma for a lot of people. Why? Because most of them do not plan for gift-giving - everything is done last minute! So, here’s a quick guide on how you can save money on Christmas gifts: Shop early Buying gifts months before the holidays can save you a ton of money and will spare you from the Christmas shopping rush! Shop online Yes, som

Christmas ornaments are the perfect addition to anybody’s holiday decorations. Plus, they make cute stocking stuffers for friends and family. For crafters looking to move Christmas ornaments, there are plenty of ways to sell and promote your stock. In this guide, we’ll outline some of the best ways to sell Christmas ornaments, such as: Set up a business website. Create a landing page. Sell through online marketplaces. Sell on craft websites. Sell on social media. Make a Googl

I don’t know how it happened, but holiday decor is adorning every store, and gift guides are launching left and right. I love the holidays, with all the festive and cozy things they bring, and I anxiously wait all year for them to arrive, but I have to admit, I am feeling a little less enthusiastic about them this time around. The truth is, the last few months have been really rough on my wallet. So, the idea of spending even more money sends me into a little bit of a panic.

Since the Ber months rolled in, Pinoys have anticipated that Christmas is fast approaching. It is the holiday that everyone looks forward to because it plays a big part in our culture. The Christmas season is associated with the sweet sound of classic Christmas songs, the sight of children caroling, the colorful parols, the family reunions, the good-smelling Noche Buena, and most importantly, the Christmas holiday bonus that many Filipinos await. Filipinos look forward to Chr

Holiday season is coming! For us employees, it’s the season to spend time with our families and enjoy ourselves after long hours of work. It’s the moment we long for because of the bonuses and the 13th month pay. You can see the joy on every employee’s face as they sing and dance in front of the ATM to Aegis’ plea: “Kaya’t ibigay niyo na ang aming Christmas bonus!” Lakas ng Christmas spirit ‘pag may pa-bonus, ‘di ba? Sadly, not everyone is as lucky as those who will receive t

You probably have a hundred ideas on how to spend your 13th-month pay—or your Christmas or year-end bonus—even before it gets credited to your payroll account. But just because you receive a windfall does not mean you have to spend it all on a whim. If you’re really serious about getting your finances in order, you’ll put off that shopping spree, and consider putting your money on important things instead. First things first. If you have outstanding debts, make use of your ex