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Financial Habits of People Who Never Miss Bills
Missing a payment is often less about responsibility and more about timing, organization, or simply forgetting a due date. People who never miss bill payments usually don’t rely on memory alone. Instead, they use simple systems like automatic payments, reminders, and account alerts to make sure bills get paid on time. They Automate Fixed Bills One of the most common habits of people who never miss bills is setting up automatic payments for bills that are the same amount every
Aug 20


Practical Tips on Saving this Rainy Season
The rainy season is finally upon us. After months and months of extreme sunlight and unbearable heat, you can finally feel the relief, knowing that you would no longer (at least for this particular season) wake up full of sweat. Now, the relief from the extreme heat isn’t just the positive thing that people are expecting out of this change of weather. No, there is something far better, more critical, and noteworthy about the arrival of the rainy season – savings. The thing ab
Aug 13


Rainy Days Ahead? Here's why you should start saving now
No matter how carefully we plan our life, with an unexpected setback, it can still take us by surprise. Whether material damage or physical accident, being unprepared for the unexpected can test the foundations we built. When life throws a curveball, your rainy-day fund becomes your personal anchor. Why Saving Matters? Your rainy-day fund is a separate stash of money just for emergencies. Without dedicating a fund to safeguard you from going into debt or panicking during a cr
Aug 6


How to Get the Cheapest Prices for Domestic Flights
Everybody seems to be flying off to the cities, mountains, and islands of Luzon, Visayas, and Mindanao. Hence, it’s unsurprising that in 2024, domestic visitor spending in the Philippines is expected to hit a record ₱3.7 trillion, surpassing 2019 levels by 1.8%. However, what’s preventing most from packing their bags is the rise in airfare costs. Finding an affordable flight—even domestically—can feel financially overwhelming, whether you're a traveling salesman, backpacker,
Jul 30


Selling pre-loved items? Don't get bashed by buyers
Celebrities selling their items online is not something new. Fans even clamor for it. So when actress Carla Abellana posted her designer bags and shoes for sale on Instagram, she probably did not expect the backlash from netizens. Negative comments about her items being too expensive and abuse flooded the posts, which is perhaps why the comment section is now disabled. When I first saw the viral posts about the issue, I thought that maybe the commenters were just exaggeratin
Jul 23


4 Ways to Avoid Unnecessary Expenditures During the Rainy Season
The rainy season may possibly be one of the most anticipated seasons for most Filipinos. Aside from the fact that it moderates the afternoon heat and humidity, it also provides various opportunities to save. Yes, it also brings forth expenditures due to house fixes, such as roof repairs and flood controls, but property damage aside, the rain allows for a much wider choice of saving options, especially if you’re just coming out of an expense-filled summer. If you’re still not
Jul 16


How to Avoid a Scam: 7 Simple Ways to Protect Your Money
These days, it’s important to know how to spot a scam so you can avoid it. Scams are everywhere, and scammers are getting more creative in finding ways to trick people. Usually, they pretend to be legitimate companies, or use fake financial transactions to deceive you. Keeping your finances secure is a priority, so we’ve listed 7 simple tips to help you keep your money safe from scams. 7 Easy Ways to Protect Yourself from Scams 1. Watch Out for Upfront Fees If someone asks fo
Jul 9


More Tipid-Kuryente Tips for the Rainy Season
Rainy days may feel cooler, but some rainy-season habits can still raise the electric bill. Clothes take longer to dry, warm showers become more tempting, and hot-and-cold water dispensers often stay on all day. At an electricity rate of ₱12 per kWh, every kilowatt-hour saved cuts about ₱12 from the bill. A clothes dryer rated at around 1,900 to 2,200 watts can cost about ₱23 to ₱26 for every hour of use. One hour a day can add around ₱690 to ₱780 a month. Before using the dr
Jul 2


How To Save Energy During The Rainy Season
As the Philippines shifts to its rainy season, Filipino households are looking forward to saving on their electricity bills. This is mostly because the hot dry season of the country tends to ramp up the use of appliances as power generators work twice as hard. While the rainy weather does have its perks, it doesn’t guarantee energy-savings. It will always still depend on your usage. To help you slash your energy consumption, listed below are some tips you can apply in your ho
Jun 25


Healthy Eating on a Budget: Tips from FIND Food Bank
At FIND Food Bank, we believe that budget constraints shouldn’t compromise nutrition. Here are some practical ways to stretch your food dollars and keep meals healthy and satisfying. Smart strategies with food bank provisions: Plan ahead with shelf‑stable staples: When picking up canned beans, whole grains, or pasta at FIND markets, think versatile meals—such as bean quesadillas, grain bowls, or veggie‑packed pasta. Leverage fresh produce: Fresh fruits and veggies are often a
Jun 18


8 Tips to save paper in the workplace
Paper waste is a big issue in business. If you can reduce it in the workplace, you can have a positive impact on the environment and save money. There are many easy ways for businesses and organizations to reduce their paper usage. Even small actions can become a habit and help us to develop a more sustainable, planet-friendly lifestyle. How to reduce paper consumption in your office Here are eight ways to reduce paper use: Think before you print Think twice if you really nee
Jun 11


A Guide to Investment for Beginners in the Philippines
When it comes to securing your financial future, understanding how to invest is a necessary step to take. Investments for beginners in the Philippines offer a world of opportunities to help your money grow online and breathe life into your dreams. As we navigate the basics of investing and how to get started with PDAX, a leading digital investment platform in the country, it’s important to remember that this information is primarily intended for educational purposes and shoul
May 28


10 Business Ideas for the Summer Season in the Philippines
The summer months in the Philippines, typically from March to May, bring higher temperatures, school vacations, and increased travel. These seasonal changes create opportunities for entrepreneurs to launch small businesses that cater to outdoor activities, cooling needs, and tourism demand. Here are 10 practical business ideas that can perform well during the summer season. 1. Halo-Halo and Cold Dessert Stall Selling popular Filipino cold desserts can be profitable during ho
May 21


Smart Strategies for Conserving Water and Reducing Utility Costs
About 71% of Earth is covered by water, with vast connections of oceans, seas, lakes, and rivers supporting diverse ecosystems and impacting many people’s lives. Despite this, only 2.5% of this is freshwater that humans can use for various purposes, such as food production, manufacturing, and sanitation. With human-induced global warming, there’s a chance that this will decrease, which might lead to water scarcity in various parts of the globe, including the Philippines. This
May 14


How to save for a rainy day
You may have heard the term save for rainy day before, but what is a rainy day fund? No, we’re not suggesting you add coins to a piggy bank to get ready for bad weather. Instead, a rainy day fund is a way you can help to prepare for life’s unexpected surprises. But how do you save money for a rainy day ? And what role does insurance have to play in preparing you for the unexpected? This guide will explore the ins and outs of a rainy day fund and a handy step-by-step guide to
May 7


What Are 10 Ways to Save Fuel?
Changing your approach to how you care for your vehicle is an effective way to save on fuel, these can range from adopting new driving behaviours to regular vehicle checkups. Learn these ways to make fuel wastage a thing of the past. Here are ten effective ways to save fuel: 1. Adopt Efficient Driving Habits Saving fuel starts with how you drive your vehicle. When a vehicle's speed increases, the car experiences more drag (air resistance). This occurs when the force from the
Apr 30


4 cool tipid tips for a more enjoyable summer
Days are about to get much warmer as the summer season is already in full swing. While Filipinos tend to spend more on traveling and leisure during this time of the year, there are still plenty of ways to make the most of the sunny days while sticking to your budget—whether you plan on spending it outdoors or in the comforts of your home. Check your appliances and electronics regularly This should definitely be the first on your summer to-do list! Conduct a maintenance check
Apr 23


Tipid mode: Small habits that could cut your electric bill
Did you know there are little things you can do to lower your electric bill at home? Department of Energy Secretary Sharon Garin said in a press conference on Monday, March 9, that based on their simulations, electricity rates may increase by 16% next month as a result of the tensions in the Middle East, which have created inflationary pressures in the energy sector. Power utility firm Meralco also warned the public that it's expecting rate hikes in the coming months. While M
Apr 16


Nipahol, biogas seen as alternatives to LPG
The US-Israeli war on Iran has caused LPG prices to rise, which has sparked discussion about possible alternatives. In a report by GMA Newsfeed, the Department of Science and Technology (DOST) announced in 2022 that Filipino scientist Fiorello Abenes discovered that distilled nipa palm sap, or nipahol, is a good LPG alternative due to its 95% ethanol composition. "Ethanol as cooking fuel is cleaner. We have developed a prototype that we hope we can scale up and make into a co
Apr 9


9 Effective Tips to Save Cooking Gas at Home
Do you want to avoid constantly running out of your LPG while whipping delicious meals at home? Making minor adjustments to your cooking style can make a big difference. This blog will share nine invaluable and easy tips to conserve your LPG gas. Pressure Cooking Pressure cooking saves cooking time and fuel when compared to conventional cooking methods. According to the PCRA, pressure cooking saves 20% of fuel on rice, 46% on soaked pulses, vegetables on 50-70% and 41.5% on m
Apr 1
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