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How digital banks made Filipinos more open about money matters
For generations, money was a hush-hush topic in Filipino households. As a rule, conversations about salaries, savings, or even simple budgeting were considered too sensitive to discuss openly. However, slowly but surely, things have changed. Today’s middle-class Filipinos openly challenge that mindset, and money matters are now more commonly discussed. Better access to education, technology, and financial services has had more people talking about their finances, not just beh
4 days ago


Here’s How to Protect Yourself From Credit Card Fraud in the Philippines
Suck at money? Congrats. You’re part of the 99 percent of people in their 20s floundering when it comes to finance. Adulting is hard, and money is harder—especially when it’s your own and not your parents. My Two Cents is here to break down everything you need to know about finance, business, and entrepreneurship. We’ll tackle all the basics, from how to get a business permit to how to invest in stocks, to educate the fledgling adults on how to not go broke. Welcome to the id
Oct 9


Online Jobs You Can Do From Home
Besides the health toll, economies have taken a hit from the pandemic. As a result, many people are sadly losing their jobs or are in...
Oct 2


Making the Decision to Retire Early: What You Need to Know
Retirement can often seem like a distant dream for many Filipinos, but it doesn’t have to be. With proper retirement planning, some...
Sep 25


How to Spot a Scam
While we’re living in a digital world, the idea of someone getting your personal information is not so impossible anymore. Don’t let...
Sep 18


Why Has Gold Always Been Valuable?
There are a plethora of articles about gold as a financial investment. Here, we focus on the social and psychological aspects of gold...
Sep 11


Financial Literacy For Children: Parents' Guide
Financial literacy means having the knowledge and skills to manage money wisely. It includes understanding how to earn, save, spend, and...
Sep 4


What are ‘good’ and ‘bad’ debts, and which should I pay off first?
With the cost of living soaring and many struggling to get a pay rise, it’s not surprising people are using debt to navigate life’s...
Aug 28


How to manage financial stress in uncertain times
American families are struggling to keep up with their bills. The cost of food soared by more than 23% from 2020 to 2024. Other price...
Aug 21


4 money habits to adopt from your first salary to retirement
Life’s curveballs can be unpredictable and for Ms Shen Lifen, 39, that moment arrived when the COVID-19 pandemic hit in 2020. At the...
Aug 14


Revisiting my 5 (now 6) steps to financial freedom
When I first wrote my first book “No Nonsense Personal Finance” in 2013, my goal was simple: help Filipinos gain financial freedom...
Aug 7


The danger of OFWs starting businesses
Overseas Filipino workers (OFWs) are rightfully called modern-day heroes. Their sacrifices have sustained countless families and propped...
Jul 31


4 easy ways you can maintain good credit
A good credit score is one that falls within the range of 670 to 739 on the popular FICO scoring model, and between 661 to 780 on the...
Jul 24


Can side hustles in the Philippines be an additional income source?
If you need cash, you can try your hand at side hustles for extra money. Here are some extra income tips for you to get started: Do an...
Jul 17


Remote Work Works! How to be a Virtual Assistant in the Philippines
The work landscape in the Philippines has changed after COVID-19 lockdowns. Gone are the days when people had to endure long commutes to...
Jul 10


How to Set Financial Goals for Your Future
Setting financial goals is an essential step to securing long-term stability for you and your family. You'll need to prioritize goals and...
Jul 3


6 debit card myths, busted! Here’s how to enjoy your Mastercard perks
Who doesn’t jump at the opportunity to get the most mileage for one’s money? The fact is, most of us get excited about finding good deals...
Jun 26


Guide to Renting Out Your Condo for the First Time
So you’ve heard that renting out a condo is a profitable venture, hitting two birds at once — renter helps you pay out mortgage with...
Jun 19


Requirements and Stepsting a Car Rental Business in the Philippines
With Philippine tourism booming, urban areas have started to expand—geographically and demographically. Going around the metro is a daily...
Jun 12


50-20-30 rule for saving money
No matter age you decide to begin your journey to managing your money well, it is important to lay a proper foundation and have a goal in...
Jun 5
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