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Six Tips on How You Can Spend Your 13th Month Pay Wisely!
In the Philippines, 13th-month pay was started traditionally to support families at the time of holiday seasons. Later, a similar tradition is also followed as a 13th-month salary in other countries such as America, Germany, Brazil, Austria, Singapore, Italy, Costa Rica, Guatemala, and Nepal. There is a great importance of 13th-month pay to young employees or working students. They eagerly wait for this bonus and make several plans to use their 13th-month pay. It inspires the
Nov 5


The calm before the Christmas spending storm
For many Filipinos, the “ber” months come with a familiar shift in mood. Christmas songs return to shopping malls. Calendars begin filling up with reunions and year-end gatherings. Travel plans take shape, gift lists grow longer and, almost inevitably, household budgets start feeling the strain. The holidays may still seem some distance away, but the expenses that come with them have a habit of arriving early. That makes the months before the Christmas rush an opportune time
Oct 29


EcoWaste gives water conservation tips for El Niño
EcoWaste Coalition, an environmental and zero waste advocacy group, urged the public on Monday to prepare for the looming effects of the El Niño phenomenon, particularly a possible water shortage. So it joined the national government in calling for sensible water use following the Department of Environment and Natural Resources – Water Resources Management Office (DENR-WRMO) issuance of water conservation guidelines for government offices under Memorandum Circular No. 22 issu
Oct 22


5 Easy Steps to Cut Down on Office Paper Waste
It’s no secret that workplace paper waste is an environmental and financial burden. The average office worker uses 10,000 sheets of paper a year. That’s a lot of paper! Fortunately, there are some simple steps you can take to reduce your office’s paper waste while still being productive. Here are five easy ways to get started! 1. Go Digital Rather than printing out every document or email, try to read them digitally instead. Not only does this save paper but it also helps str
Oct 15


9 tips on how to spend less and save more when shopping online
For us modern consumers, the true malls are digital: you can buy almost anything without ever leaving the comfort of your own bed. Who wants to sweat it out in traffic and tire yourself? But the real enemy of a shopaholic, like any other vice, is the one wielding the cash. With online shopping, the old adage to “shop ‘til you drop” doesn’t really apply anymore. Plus, with sales and promos online left and right, spending is very easy to do - though not very wise all the time.
Oct 1


How to Plan a Guilt-Free Online Shopping Spree without Maxing Out Your Funds
Online shopping has provided consumers with a convenient way to buy the things they need and want. With just a few taps on your phone, you can search for products, add items to cart, and complete the checkout process without visiting the nearest mall. Additionally, unlike most brick-and-mortar shops, e-commerce stores are available 24/7. This means you can browse and purchase products whenever you please, whether it’s during your lunch break or late at night after work. While
Sep 24


10 Fuel-Saving Hacks Every Filipino Driver Should Know
Owning a car in the Philippines comes with one unavoidable, pricy reality—gas expenses. With pump prices changing almost weekly, fuel can eat up a big chunk out of a driver’s monthly budget. The good news? You don’t always need to upgrade to a hybrid or the latest model to save on fuel. With the right habits and regular car care, you can boost mileage and reduce fuel waste. Here are 10 essential fuel-saving tips every Filipino driver should keep in mind. 1. Practice Smooth an
Sep 17


Add to Cart… But Make It Smart! How to Shop Smarter Online
Quick Answer: Smart online shopping means thinking before buying, comparing deals, shopping with purpose not pressure, and choosing an easy and secure way to pay. These days, every shopping app seems to be shouting SALE! But the biggest discount isn't always the best deal. Smart online shopping isn't about buying fast. It's about buying wisely. Before you hit checkout, let's bust a few common myths. Myth #1: “Checkout now before it’s gone!” That countdown timer? It's often mo
Sep 10


5 Live Selling Tips to Increase Your Online Sales
Live selling is evolving into a popular trend in eCommerce because of its ease of use and customer-friendliness. It's been shown to be especially beneficial in targeting the emerging segment of shoppers. What are the benefits of live selling? Banking on their past purchases, merchants now enable consumers to interact with the brands of their choice, get personalized advice, and buy products while live streaming. The top live selling tips help you: ✅ create a personalized expe
Sep 3


Practical Rainy Days Power Saving Tips in the Philippines
As the rainy season arrives in the Philippines, it relieves the scorching heat and poses power consumption challenges. According to a study by the Philippine Institute for Development Studies (PIDS), consumer hours lost to power interruptions have increased by 10%. As power interruptions increase, conserving energy becomes crucial for our homes and the environment. This article will explore practical power-saving tips for Philippine homes during the rainy season, helping you
Aug 27


Financial Habits of People Who Never Miss Bills
Missing a payment is often less about responsibility and more about timing, organization, or simply forgetting a due date. People who never miss bill payments usually don’t rely on memory alone. Instead, they use simple systems like automatic payments, reminders, and account alerts to make sure bills get paid on time. They Automate Fixed Bills One of the most common habits of people who never miss bills is setting up automatic payments for bills that are the same amount every
Aug 20


Practical Tips on Saving this Rainy Season
The rainy season is finally upon us. After months and months of extreme sunlight and unbearable heat, you can finally feel the relief, knowing that you would no longer (at least for this particular season) wake up full of sweat. Now, the relief from the extreme heat isn’t just the positive thing that people are expecting out of this change of weather. No, there is something far better, more critical, and noteworthy about the arrival of the rainy season – savings. The thing ab
Aug 13


Rainy Days Ahead? Here's why you should start saving now
No matter how carefully we plan our life, with an unexpected setback, it can still take us by surprise. Whether material damage or physical accident, being unprepared for the unexpected can test the foundations we built. When life throws a curveball, your rainy-day fund becomes your personal anchor. Why Saving Matters? Your rainy-day fund is a separate stash of money just for emergencies. Without dedicating a fund to safeguard you from going into debt or panicking during a cr
Aug 6


How to Get the Cheapest Prices for Domestic Flights
Everybody seems to be flying off to the cities, mountains, and islands of Luzon, Visayas, and Mindanao. Hence, it’s unsurprising that in 2024, domestic visitor spending in the Philippines is expected to hit a record ₱3.7 trillion, surpassing 2019 levels by 1.8%. However, what’s preventing most from packing their bags is the rise in airfare costs. Finding an affordable flight—even domestically—can feel financially overwhelming, whether you're a traveling salesman, backpacker,
Jul 30


Selling pre-loved items? Don't get bashed by buyers
Celebrities selling their items online is not something new. Fans even clamor for it. So when actress Carla Abellana posted her designer bags and shoes for sale on Instagram, she probably did not expect the backlash from netizens. Negative comments about her items being too expensive and abuse flooded the posts, which is perhaps why the comment section is now disabled. When I first saw the viral posts about the issue, I thought that maybe the commenters were just exaggeratin
Jul 23


4 Ways to Avoid Unnecessary Expenditures During the Rainy Season
The rainy season may possibly be one of the most anticipated seasons for most Filipinos. Aside from the fact that it moderates the afternoon heat and humidity, it also provides various opportunities to save. Yes, it also brings forth expenditures due to house fixes, such as roof repairs and flood controls, but property damage aside, the rain allows for a much wider choice of saving options, especially if you’re just coming out of an expense-filled summer. If you’re still not
Jul 16


How to Avoid a Scam: 7 Simple Ways to Protect Your Money
These days, it’s important to know how to spot a scam so you can avoid it. Scams are everywhere, and scammers are getting more creative in finding ways to trick people. Usually, they pretend to be legitimate companies, or use fake financial transactions to deceive you. Keeping your finances secure is a priority, so we’ve listed 7 simple tips to help you keep your money safe from scams. 7 Easy Ways to Protect Yourself from Scams 1. Watch Out for Upfront Fees If someone asks fo
Jul 9


More Tipid-Kuryente Tips for the Rainy Season
Rainy days may feel cooler, but some rainy-season habits can still raise the electric bill. Clothes take longer to dry, warm showers become more tempting, and hot-and-cold water dispensers often stay on all day. At an electricity rate of ₱12 per kWh, every kilowatt-hour saved cuts about ₱12 from the bill. A clothes dryer rated at around 1,900 to 2,200 watts can cost about ₱23 to ₱26 for every hour of use. One hour a day can add around ₱690 to ₱780 a month. Before using the dr
Jul 2


How To Save Energy During The Rainy Season
As the Philippines shifts to its rainy season, Filipino households are looking forward to saving on their electricity bills. This is mostly because the hot dry season of the country tends to ramp up the use of appliances as power generators work twice as hard. While the rainy weather does have its perks, it doesn’t guarantee energy-savings. It will always still depend on your usage. To help you slash your energy consumption, listed below are some tips you can apply in your ho
Jun 25


Healthy Eating on a Budget: Tips from FIND Food Bank
At FIND Food Bank, we believe that budget constraints shouldn’t compromise nutrition. Here are some practical ways to stretch your food dollars and keep meals healthy and satisfying. Smart strategies with food bank provisions: Plan ahead with shelf‑stable staples: When picking up canned beans, whole grains, or pasta at FIND markets, think versatile meals—such as bean quesadillas, grain bowls, or veggie‑packed pasta. Leverage fresh produce: Fresh fruits and veggies are often a
Jun 18
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