Philippine News

Emergency funds, retirement, debt payoff, college costs - overwhelming is an understatement when it comes to how we should prioritize our savings. We know we should be saving, but where and how much? The good news is if you are stressing about whether or not you are saving in the "right way" - at least you are saving! Exactly how you should prioritize depends on your specific financial situation. While some financial experts may disagree on the order, most would agree the bel

For generations, money was a hush-hush topic in Filipino households. As a rule, conversations about salaries, savings, or even simple budgeting were considered too sensitive to discuss openly. However, slowly but surely, things have changed. Today’s middle-class Filipinos openly challenge that mindset, and money matters are now more commonly discussed. Better access to education, technology, and financial services has had more people talking about their finances, not just beh

Suck at money? Congrats. You’re part of the 99 percent of people in their 20s floundering when it comes to finance. Adulting is hard, and money is harder—especially when it’s your own and not your parents. My Two Cents is here to break down everything you need to know about finance, business, and entrepreneurship. We’ll tackle all the basics, from how to get a business permit to how to invest in stocks, to educate the fledgling adults on how to not go broke. Welcome to the id

Besides the health toll, economies have taken a hit from the pandemic. As a result, many people are sadly losing their jobs or are in...

Retirement can often seem like a distant dream for many Filipinos, but it doesn’t have to be. With proper retirement planning, some...

While we’re living in a digital world, the idea of someone getting your personal information is not so impossible anymore. Don’t let...

There are a plethora of articles about gold as a financial investment. Here, we focus on the social and psychological aspects of gold...

Financial literacy means having the knowledge and skills to manage money wisely. It includes understanding how to earn, save, spend, and...

With the cost of living soaring and many struggling to get a pay rise, it’s not surprising people are using debt to navigate life’s...

American families are struggling to keep up with their bills. The cost of food soared by more than 23% from 2020 to 2024. Other price...

Life’s curveballs can be unpredictable and for Ms Shen Lifen, 39, that moment arrived when the COVID-19 pandemic hit in 2020. At the...

When I first wrote my first book “No Nonsense Personal Finance” in 2013, my goal was simple: help Filipinos gain financial freedom...

Overseas Filipino workers (OFWs) are rightfully called modern-day heroes. Their sacrifices have sustained countless families and propped...

A good credit score is one that falls within the range of 670 to 739 on the popular FICO scoring model, and between 661 to 780 on the...

If you need cash, you can try your hand at side hustles for extra money. Here are some extra income tips for you to get started: Do an...

The work landscape in the Philippines has changed after COVID-19 lockdowns. Gone are the days when people had to endure long commutes to...

Setting financial goals is an essential step to securing long-term stability for you and your family. You'll need to prioritize goals and...

Who doesn’t jump at the opportunity to get the most mileage for one’s money? The fact is, most of us get excited about finding good deals...

So you’ve heard that renting out a condo is a profitable venture, hitting two birds at once — renter helps you pay out mortgage with...

With Philippine tourism booming, urban areas have started to expand—geographically and demographically. Going around the metro is a daily...