Small Business Ideas in the Philippines You Can Start Under 20k

Fruit and Vegetable Business

Start-up cost: PHP 5,000 to PHP 15,000

Items to invest in: Fruits and vegetables for selling, packaging, weighing scale, business phone

If you’re looking for small capital business ideas in the Philippines, try selling fruits and vegetables. Aside from the fact that there are many fruits and vegetable suppliers in the country, it’s easy and quick to set up. You can also start one under PHP 20,000.

Whether you’ll have a physical fruit and vegetable store or an online one, you just need to have the goods, price them accordingly, and start selling. Stock up on Pinoy favorites like mangoes, bananas, and apples. Make sure to sell the most commonly used vegetable ingredients as well.

If you wish to cater to a more specific clientele (vegetarians, health buffs, etc.), you can also sell their top fruit and veggie essentials like cauliflower, broccoli, lettuce, sweet potatoes, carrots, seedless grapes, and many more.

Meat Shop

Start-up cost: PHP 15,000 to PHP 20,000

Items to invest in: Meats to sell, freezer, knives, weighing scale

If you live in an area where the market is a bit far away, a meat shop can be one of the best small business ideas for you this 2021. You can start with processed meats like tapa, tocino, longganisa, and more with prices that will also give you a good profit margin.

For a small investment of PHP 20,000, you can also start selling poultry meat, and then just add in pork and beef when your business grows.

Plant Shop

Start-up cost: PHP 5,000 to PHP 15,000

Items to invest in: Plants to sell, pots, soil, planting tools

Do you love plants and know how to propagate them successfully? One of the best small capital business ideas in the Philippines that you can explore is selling plants.

If you have adequate space in an accessible area, like near main roads, you can put up your own nursery or plant shop and display your plants for sale there. You can also have an online plant shop. Less space is required, and you’ll still reach your target customers online who enjoy urban gardening.

Start small with cactus and succulents. You can get around 30 pieces for less than PHP 2,000 from a good supplier. If you scout for a good supplier outside Metro Manila, you can get a good deal on the most popular plants in the Philippines (marigolds for PHP 50 each, Forget Me Nots for PHP 100 each, or orchids for PHP 130 each). Caladiums and snake plants can be bought for PHP 100 to PHP 200. You can also get fortune plants, money plants, and aglaonema for less than PHP 500 each.

Consider the care requirements as well when choosing which plants to sell. Start with a few plants that you know will do well and have a big market.

Lugaw / Arroz Caldo/ Goto Business

Start-up cost: PHP 2,000 to PHP 11,000

Items to invest in: Ingredients and takeaway packaging

Lugaw, arroz caldo, and goto are undoubtedly among the most favorite comfort foods of Filipinos. Not only are they easy to prepare. They’re also delicious and made with affordable ingredients.

If you have a special lugaw, arroz caldo, or goto recipe that you know will be a hit, then start selling and earning from it. Sell from home or set up an online store to reach more customers. You can make it as special as you want with all the delicious toppings, or just serve the classic and traditional style that everyone loves and enjoys.

Barbecue Stand / Ihawan Business

Start-up cost: PHP 5,000 to PHP 15,000

Items to invest in: Food to be grilled, sauces, charcoal, stainless grill, tongs, barbeque sticks, takeaway packaging

Usually, the best location for a barbecue stand or ihawan business is right outside your home. Especially if you live in a busy area with a lot of foot traffic. Your customers can be your own neighbors, or even commuters or people who happen to pass by your barbecue stand.

Depending on what you want to sell and grill, your capital can be even lower. For example, if you want to sell isaw, betamax, or adidas, you can already start with a capital of PHP 3,000.

If you want to sell pork cut meat, chicken, or seafood, then you’ll need to have a much bigger investment. Always go for a good supplier with high quality products. Moreover, work on your marinades and dipping sauces―they’re usually what customers keep coming back for!

Milk Tea Business

Start-up cost: PHP 6,000 to PHP 15,000

Items to invest in: Electric sealer, film sealer, cups, milk tea shaker, straws, milk tea ingredients and syrups, measuring cups and scoops

Love milk tea? Now, you can have your own milk tea business with less than PHP 20,000.

The great thing about milk tea is that it’s popular all year round. And Filipinos find it hard to resist a delicious and refreshing milk tea when they’re thirsty, hungry, or both!

There are many sellers online offering milk tea business packages, complete with equipment, utensils, and supplies. You can set up shop at home or have a small stall or cart built. Take orders online and offer both pickup or delivery options. It’s really up to the scope and size of your milk tea business.

Face Mask Business

Start-up cost: PHP 2,000 to PHP 11,000

Items to invest in: Tight weave cotton fabric, elastic, sewing materials

Do you love making something functional yet beautiful with your hands? Why not make handmade washable face masks as a business?

For face masks, invest in tightly woven cotton fabric as a material to make them more effective against droplets. You can choose different kinds of patterns or designs that will appeal to your target market. Maybe choose prints with kawaii characters that children will love, or bold prints for the creative types, or classic and understated colors for those who like simple and minimalist designs.

A yard of 44-inch wide fabric can make around 15 face masks, and it costs around PHP 120 to PHP 150 per yard. The price will vary depending on the type of fabric, of course. But don’t forget to price your time, too. Whether it took you five minutes or 30 minutes to make one face mask, make sure to factor in your skill and speed.